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JC - Our People - Teza Jose (Associate Partner)

Key People

Teza Jose

Associate Partner
e-mail: teza.jose@jclex.com
302, Century Bhavan, 3rd Floor,
Dr. Annie Besant Road, Worli,
Mumbai – 400 030,


Practice Areas:
•Banking & Finance
•Financial Services Regulatory & Advisory
•Securitisation & Receivables Financing
•Restructuring & Distressed Assets

Teza’s expertise lies in advising banks, non-banking financial companies (“NBFCs”) and corporates in relation to lending and financing transactions, including by way of corporate and structured finance, refinancing, syndicated loans, equipment leasing, co-lending arrangements, debenture issuances and restructuring in both domestic and cross border transactions. She is also proficient in managing equity raises for NBFCs, handling their internal compliance requirements as well as their general corporate arrangements.

Teza has significant experience in securitization transactions including structured multi originator securitisations and perpetual securitisation.

Along with advising on regulatory issues, Teza has been actively involved in structuring transactions, drafting and finalization of documentation. She regularly assists banks and corporates with drafting and reviewing a wide spectrum of financing documents in relation to various projects across sectors including automotive, technology and business services, telecom, oil and gas, real estate, cargo etc.